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FREQUENTLY ASKED QUESTIONS

A car accident is stressful enough, but it becomes even more stressful if you find out that the driver who caused the crash does not have any auto insurance coverage. This discovery immediately puts you in a difficult situation. Do you call your insurance company to file a claim? Do you call a lawyer? Do you try to settle with the driver alone? This post will answer these pertinent questions and describe what to do if you get into a car accident with an uninsured driver. WHAT TO DO AFTER AN ACCIDENT WITH AN UNINSURED DRIVER The first thing you need… Read More

Dear Chandler, I was shopping for Christmas presents at the Fayette mall on Nicholasville Road. On the way home before getting on New Circle, I was T-boned by a driver who didn’t have very good insurance coverage. I’m doing okay, except for a couple of broken ribs and the fact that my car is completely totaled. I purchased an uninsured motorist policy years ago, but I haven’t had to use it ever. What do I have to do to get a payout? Should I file a personal injury lawsuit against the other driver? -Healing but Still Hurting   Dear Healing but Still… Read More

Every year, more than 8 million hospital ER visits are attributed to slip and falls. If you are hurt on another person’s property, you may be entitled to compensation for your injuries. Premises liability attorneys help those who are injured by offering guidance through the claim process to ensure you maximize your settlement amount. IF SOMEONE GETS HURT ON MY PROPERTY CAN THEY SUE ME? When homeowners purchase their coverage through any insurance carrier, they understand that their policy covers them in case of a fire. But what else does this insurance cover? There are many other issues that pop up… Read More

Attending a party or having dinner at the home of a family member is always fun. You get to spend time with cousins, siblings, or other family members who you might not see too often anymore. However, the visit can take a turn for the worse if you suffer an injury. Whether you fell down the steps, slipped on wet concrete outside, or were hit by a falling object, your visit is not tainted by injury. Do you sue your family members for your injuries? Do you file a claim against their house liability insurance coverage? Let’s explore this very… Read More

Hey Chandler, I’ve been living in a nursing home for about a year now. My children checked me in after I had a fall around Christmas time last year. When I first got here, everything seemed great. The rooms were clean and the people that worked here seemed nice and helpful.  But, the longer I have been here, the more the issues have become apparent. The other day I overheard someone talking about filing a nursing home lawsuit. They said they hadn’t seen a doctor in months despite asking for one.  Now, I’ve been having my own issues. It seems… Read More

Dear Chandler,  Today at work I fell through some old boards at someone’s house and broke my heel. The drop was about eight feet. My boss said I shouldn’t file a workers’ comp claim because he’s had problems in the past and doesn’t wanna get shut down. He told me he would cover the costs out of pocket and even pay my salary while I’m out of work. But, I’m worried that if I don’t file a claim now, I might end up with a long term injury and no guarantees for the future.  I already went to the doctor and told… Read More

Dear Chandler,  I was driving through the four-way stop there by Kroger and Lowe’s in Morehead when I was hit by a vehicle going the other direction. I stopped and pulled over thinking we would exchange information and both be on our way. After all, it was just a little bit of bumper damage, most of it to my car.  But, the second I got out the other driver was at my throat. They claimed I didn’t stop thoroughly and that they got to the stoplight first. I know it’s not true, but there’s no video camera evidence to say otherwise, it’s… Read More

Dear Chandler,  I was a passenger in a car accident. My friend was driving us home from school when she lost control of the wheel and we ended up wrapped around a tree. It was a pretty bad wreck. I ended up breaking my arm and leg and my neck has been in pain since the impact.  I went to the hospital in an ambulance and fortunately, I’m still on my parents’ medical insurance, so I gave them my information for treatment. I know I need to file a claim if I expect compensation, but I’ve never done it before. I… Read More

Being involved in a car accident is unfortunate, to say the least, but if you have been involved in an accident without insurance, the situation becomes even more complicated. Driving without car insurance can be costly to both parties involved in the accident and is illegal in most states. Now let’s review what happens if you get hurt in an accident without insurance. A CAR ACCIDENT WITHOUT INSURANCE As noted above, a car accident without insurance affects both parties involved in the accident. If the person without insurance is the party responsible for the accident, that person will be responsible… Read More

Dear Chandler,  I’ve been working as a service technician for a pool company for two years now. Yesterday, there was a new customer on my route. Like usual, I called them twenty minutes before I arrived. It’s part of our company policy since a lot of our customers have pets that they need to lock up while we’re there.  When I got to the house, I rang the doorbell and heard a lot of barking and pawing at the door. Then, the moment the door opens this forty-pound brute of a dog comes bounding out of the house and sinks… Read More

Dear Chandler, I was in a car accident about six months ago. Since then, I’ve been going to the chiropractor once a week for adjustments and treatment. I’ve also been getting injections for my back pain. At first, I was using my medical insurance, but the costs keep adding up and now I’m getting nervous. I’ve already spent a couple thousand in copays alone. What if I don’t get reimbursed? Who pays my medical bills after an accident? What if my settlement doesn’t end up being enough? If I have to stop making the payments will I look bad in court?… Read More

Hi Chandler, I was in a car accident almost two years ago and never finished the accident claiming process. I thought that I was doing better and wouldn’t need any more care, but lately, I have been feeling worse. The herniated disc that I got in the accident has been giving me trouble almost to the point where I can’t walk.  I already received a car accident insurance claim settlement once about a year ago, but it didn’t cover all of my expenses. Is there anything I can do about this now? Sincerely,  Two Years Too Late   Dear Two Years Too… Read More

An accident with a commercial truck can be devastating. These trucks are so much larger than passenger cars, minivans, motorcycles, and SUVs. Sadly, there are reports on the news every night regarding fatal truck accidents. Often, the victim was riding in a vehicle other than the commercial truck. If a commercial truck ever hits your vehicle, it is imperative to know what happens next, including when to speak to a truck accident attorney in Kentucky. WAS THE DRIVER ON THE JOB? One of the first things you need to do is find out if the driver was on the job… Read More

Dog bite attacks happen all the time. Whether you know the owner or don’t, you shouldn’t be on the hook for the medical bills that come from a dog bite attack in Kentucky. A dog bite lawyer will be able to answer your questions about compensation, help you hold the owner accountable, and guide you through the legal process. Maze Law Offices is here to explain who can help pay for your medical bills after a dog bite. HOMEOWNER INSURANCE POLICY If you were bitten by a dog on the owner’s property and were legally permitted to be on the property, the homeowner’s… Read More

Can You Get Motorcycle PIP Coverage in Kentucky? In the state of Kentucky, there is a requirement for all drivers of vehicles to carry at least $10,000 worth of PIP insurance. But, many people choose to carry even more coverage with insurers offering as much as $50,000. PIP insurance is important because it covers your injuries regardless of who caused an accident. It’s an extension of your typical insurance plan. But, when it comes to motorcycles, the PIP law is very different. Motorcyclists are not required to carry PIP insurance and many companies don’t even offer it to them. That means if… Read More

Dear Chandler,  I was out buying some Hanukkah presents the other day. It was a little snowy outside, but I thought I would be okay on the roads since the snowplow had just gone by.  Anyways, that wasn’t the case. I ended up skidding on some ice while I was driving and hit the car in front of me in a left turn lane. It wasn’t that bad at first, just a little dent. Unfortunately, the car behind me didn’t expect me to stop so suddenly and they banged into the back of my car. Once that impact happened, both my car and… Read More

Dear Chandler,  I drive a semi-truck for a living. Been doing it for about ten years now. For the first time ever, I got in an accident the other day. It was pretty rainy outside and I didn’t see a car backing up as I was pulling into a parking lot. The driver of the car was pretty angry about the whole thing. He said he was going to call my employer and report me for negligence. He said his daughter’s wedding was about to start and now he was going to be late and wet.  I feel like none… Read More

Dear Chandler,  I was recently hired to work on a few projects hanging Christmas lights around the neighborhoods in my area. The jobs came through a small contractor in the area I’m friendly with.  While we were hanging the wreaths on a garage in one of the fancier neighborhoods, I slipped on the front porch because of the ice and snow that had accumulated.  It looked fine when I was stepping down from the ladder, but my knees gave out and my feet slipped right out from underneath me. I thought I landed on my tailbone, but my shoulder has… Read More

Dear Chandler,  I’m in town, home from college, and visiting my parents for the holidays. The other night, I was out with some friends and the buddy that drove us there got a little intoxicated.  When it came time to leave the bar, my friend handed me his keys because he knew he wouldn’t be good to drive. I had only had a couple of beers all day so I accepted the responsibility of getting everyone home safely.  Unfortunately, on the way home, the roads were a little slippery and despite my best efforts, our truck slid on the roadway… Read More

Dear Chandler,  I drive for GrubHub full time. I feel like I never stop going. Sometimes I’m out making deliveries until 3 o’clock in the morning.  Last week, I had worked all night delivering for everybody watching the UK Wildcats basketball game.  During one of my evening deliveries, I got hit by another car. They totaled my vehicle and I left with some painful injuries myself. I haven’t been able to work since the accident and now I’m not sure how I can pay my rent. I have also been getting bills and collection notices in the mail.  I was living… Read More

Dear Chandler,  I was driving through the four-way stop there by Kroger and Lowe’s in Morehead when I was hit by a vehicle going the other direction. I stopped and pulled over thinking we would exchange information and both be on our way. After all, it was just a little bit of bumper damage, most of it to my car.  But, the second I got out the other driver was at my throat. They claimed I didn’t stop thoroughly and that they got to the stoplight first. I know it’s not true, but there’s no video camera evidence to say otherwise, it’s… Read More

Dear Accident Lawyer, I was in a car accident while on a date with my girlfriend for Valentine’s Day. We were on the way home from the movies when we were rear-ended in the left turn lane by a teenage girl. She admitted on the spot to texting and driving and was very apologetic. She said she didn’t see the light had turned red.  She was going fast enough that the force of the impact pushed our vehicle into the first car in stopped in the lane. At the time, we were annoyed that she had ruined our night out. But, both… Read More

Dear Dog Bite Attorney, I work as a home health nurse in Winchester, KY. One of my new patients is an older man. He lives with his wife and their dog. The dog is protective of the man, always by his bedside. He growls at everyone who walks up to him.  About a week ago, I was bit badly by my client’s pit bull on my hard. I’ve never been bitten by a dog before but it was frightening and traumatic, to say the least. I have a dog myself and we all concluded that the dog was simply protecting his… Read More

What is Premises Liability? Every year, more than 8 million hospital ER visits are attributed to slip and falls. If you are hurt on another person’s property, you may be entitled to compensation for your injuries. Premises liability attorneys help those who are injured by offering guidance through the claim process to ensure you maximize your settlement amount. IF SOMEONE GETS HURT ON MY PROPERTY CAN THEY SUE ME? When homeowners purchase their coverage through any insurance carrier, they understand that their policy covers them in case of a fire. But what else does this insurance cover? There are many other issues that… Read More

Dear Mt. Sterling Motorcycle Lawyer,  I like to ride my motorcycle on the weekends, traveling mainly on US Highway 60. Usually, I feel pretty safe while I’m riding, but lately, I’ve seen a lot more motorcycle accidents near me. It seems like every couple of days I see another crash on the highway. Unfortunately, the other day, I became another victim.  I was making a left turn into my friend’s apartment complex – a pretty common situation for a motorcycle crash. The car turning behind me thought I was going before I hit the gas and pushed my bike out of control. I… Read More

Dear Single Vehicle Accident Attorney, I was driving on the bypass in Mt. Sterling when I saw signs for a lane closure ahead so I began to get over. My daughter was in the car and we were pretty absorbed in conversation. Despite hitting the rush hour crowd, the heavy traffic was moving at a decent clip and I was able to easily get over.  Unfortunately, the same can’t be said for the car that came speeding up behind me and cut me off. I had to swerve out of the lane of traffic to avoid colliding with them. My… Read More

What to Do if You've Been Injured at College Who Is Liable if You're Injured at College? Most people correctly assume that if you slip and fall due to a wet floor in a store you are entitled to damages for your injuries. Generally speaking, if you are injured on the property of another, be it a friend or a business, due to their negligence, you are entitled to be compensated for your injuries. This is true because the law requires property owners to maintain a safe environment on their property. What about an injury that occurs at school? Do… Read More

What to Do After Hitting a Horse in a Car Accident Who is Liable for Damage if You Hit a Horse or Cow in a Car Accident? Almost every driver has seen dead animals lying on the road or even escaped farm animals. How do those animals get there? What happens if they are hit by cars or trucks? Is it your insurance that is on the hook or could there be another option? Many animals, especially deer, are likely to roam across highways and roads to feed on grass and weeds. Hitting an animal while driving is often unavoidable,… Read More

Are You Ready for Your Free Private Consultation?

Working closely with an experienced personal injury attorney who can help you assess the full extent of your damages and fight for the maximum compensation you deserve under Kentucky law increases your chances of a successful settlement.

At Maze Law Offices, we are client-focused and dedicated to the success of each case. We provide clear, transparent communication to ensure you understand your legal options.

Our testimonials and five-star reviews speak for themselves, and we would be honored to represent you and help you seek justice after your car wreck. We offer free consultations and same-day appointments to evaluate your case and answer your questions.

Contact Maze Law Offices today at (859) 882-9999 to learn more about your legal rights and options and how our Lexington personal injury lawyers can help you recover a settlement for your injuries and losses.

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