Dog bite attacks happen all the time. Whether you know the owner or don’t, you shouldn’t be on the hook for the medical bills that come from a dog bite attack in Kentucky. A dog bite lawyer will be able to answer your questions about compensation, help you hold the owner accountable, and guide you through the legal process. Maze Law Offices is here to explain who can help pay for your medical bills after a dog bite.
If you were bitten by a dog on the owner’s property and were legally permitted to be on the property, the homeowner’s insurance should cover your medical bills. If you’ve ever purchased homeowner’s insurance, the agent typically asks if you have a dog and what breed it is. This is for their records in the event that your dog bites someone on your property.
It’s possible that the dog owner has an animal insurance policy for their pet. If this is the case, a dog bite attorney will advise that you file a claim against this policy. Animal insurance is typically purchased for dogs who are repeat offenders, which means they’ve bitten people in the past and a homeowner’s policy will not cover the pet.
According to dog bite statistics, close to 4.5 million dog bite attacks happen annually in the United States, with one out of every five bites becoming infected. In an effort to save as much of your own money as possible, it might make more sense to file a claim against your own health insurance policy when injured in a dog bite attack. Reimbursement to the medical facility will be taken care of if an injury claim is filed against the dog owner at a later date.
Were you bitten by a dog in the dog owner’s car? If so, the owner’s auto insurance policy might cover the claim, paying for your medical bills. If you were bitten by a dog that was hanging its head out the window, the auto policy might cover this claim too.
If your insurance claims continue to be denied by your own health insurance company or the homeowner’s insurance company of the dog owner, your next option is to file an injury claim. Speak with a Kentucky dog bite lawyer about the incident that left you injured. A lawyer will be able to explain your rights in such a case, how much you can seek in compensation, and represent you throughout the legal process.
If you or a loved one has been bitten by a dog, it is in your best interest to call Maze Law Offices to discuss your case with a dog bite lawyer. Call our office to schedule a consultation about your case today. Dog bites can cause serious injuries, leading to costly medical bills. You are entitled to compensation from the dog’s owner so your medical bills do not begin to pile up unpaid.