I’ve been working at Pizza Hut as a delivery driver for about six months now.
When I started, nobody mentioned that I needed to get pizza delivery car insurance. Pizza delivery jobs pay hardly enough to afford insurance at all, let alone specialty policies.
But recently, while I was out delivering a pizza, I got hit by a lady who blew through a stop sign. She ended up doing at least $5,000 worth of damage to my car and my neck has been hurting ever since. When I asked her for her insurance information, she was hesitant to give it to me. She said she thought my company should pay since I was out working for them and tried to blame the crash on me.
I got her information and took a couple of pictures at the scene, but I needed to get back on the road to keep working. Now, I’m trying to file a claim and getting fought every corner I turn. How do I make this right?
-Delivery Driver in Desperation
Dear Delivery Driver in Desperation,
Working with Pizza Hut driver pay as your only source of income is hard enough without having to worry about getting in a car accident. But unfortunately, it’s all too common. In fact, working as a delivery driver (combined with other sales occupations where you have to drive) was ranked the fifth most deadly job in the country according to the Bureau of Labor and Statistics.
When you work as an independent delivery driver, it’s up to you to secure an insurance policy that will cover your injuries and damages in the event of a crash. That way, your insurance company can fight it out with the other parties to recover your expenses and you can get back to work quickly.
But since you didn’t have delivery driver insurance at the time, the process may be a bit more complicated. Depending on the quality of the evidence you have and what the other person reports, you may be able to recover damages from the accident. Reach out to me as soon as possible. That way we can see what there is to work with before any more of the evidence disappears. The last thing you need is for the woman to get her car fixed out of pocket. Then she might try to deny the accident altogether.
In the future, no matter how much of a hurry you are in for work, if you are in an accident, stop and wait for the police to come and fill out an accident report before you go anywhere else. Hopefully, this time, we will still have the evidence we need to get the compensation you deserve.
Wishing you the best,
Your Delivery Driver Accident Lawyer