Statistics show that most Americans will be involved in a car accident at some point in their lives. Last year in Kentucky, the causes of these accidents involved a range of possibilities.

There are many accidents involving cars, buses, and trucks every day in Louisville, Lexington, Mt. Sterling, and other areas in Kentucky. A Kentucky car accident usually results from the negligence and recklessness of the driver, which results in painful and difficult circumstances. When you are hurt in a collision with a motor vehicle, call a Mt. Sterling car accident lawyer. At Maze Law Offices, our knowledgeable civil claims attorney could fight to get you the positive case outcome you deserve.

How Do Car Accidents Occur?

Some causes of vehicle collisions are fairly common, including:

  • Distracted driving
  • Texting and driving
  • Looking at a GPS
  • Talking on the phone
  • Eating while driving
  • Smoking
  • Drunk driving or impaired driving
  • Driving while impaired
  • Aggressive driving
  • Fatigued or tired of driving after a long shift
  • Driver ‘blacking out’ or passing out
  • Medical emergency

Many times, people are unsure of what to do because their situation is unusual. Our Mt. Sterling car accident lawyers have handled some of the most unusual scenarios of a car wreck and have helped obtain a settlement for many clients who were unaware that they were entitled to compensation in Kentucky.

Some of these cases include:

  • Slick roads
  • Raining
  • Snowing
  • Foggy
  • Thunder and lightning
  • Bright lights of another car or truck
  • Another car or truck running you off the road
  • Hitting a deer or swerving to avoid animals such as raccoons, opossums, squirrels, or turtles
  • Potholes
  • Personal injury while working on a vehicle

Car wrecks are dangerous (as are accidents involving trucks) and often lead to physical and mental injury that can be financially costly.

Common Types of Car Crashes

In the United States, almost 7,277,000 crashes were reported by Police traffic recently. According to the NHTSA, 3,144,000 people were injured and 37,461 people lost their lives in such accidents. Moreover, children and young people aged between 16 to 23 years old are the common victims of these accidents.

Almost more than 1/3rd of vehicles undergo such crashes while crossing or turning at intersections just before these collisions. There are several reasons for such crashes, some of which are as follows:

  • Almost 9% of vehicles in Kentucky undergo a crash due to the driver losing the power control
  • Almost 11% of vehicles come across accidents due to not staying in the proper lane
  • About 12% of vehicles hit another vehicle
  • Almost 22% of motor vehicles veer off the road unintentionally

In Louisville, car accidents usually happen because of overspeeding, drug-addictive drivers, or sudden failure. Additionally, these accidents can result in serious personal injury to your loved one, resulting in temporary or even permanent injuries.

Most of the time, people involved in Kentucky car accidents don’t realize what their losses are or how they can obtain compensation for them. Our personal injury lawyers are there to guide you in the best possible way to get you connected with beneficial insurance companies.

Multiple Kinds of Car Wrecks in Kentucky

The following are some of the main kinds of car wrecks in Kentucky.

Head-On Accidents

The direct momentum of two vehicles hitting head-on doubles impact and causes serious injuries. Such head-on auto accidents are often caused by a distracted driver drifting from their lane, a drowsy driver, a motorist moving toward the incoming traffic, or drunk drivers moving in the wrong direction.

Intersection Accidents

Intersection auto accidents are those wrecks that occur when a vehicle driver fails to move in the right direction and crashes into oncoming traffic. Such accidents happen when a driver turns his vehicle without looking and can often impact incoming bicyclists, cars, and pedestrians.

Rear-End Crashes

Whenever a driver is unable to stop their vehicle while speeding up or slowing down, they face rear-end crashes. Such rear-end collisions may also occur due to poor notice of the driver in braking or slowing the speed of the vehicle. One of the common causes of such crashes is tailgating.

Sideswipe Accident

Sideswipe accidents occur whenever a driver begins to change lanes without looking. In case of changing lanes too wildly, the driver can unintentionally drift in his vehicle and cause car accidents. Such victims may get seriously injured and require severe medical treatment.

Side-Impact Collision

Car Wrecks occurring due to side impacts and T-bone crashes are seriously dangerous due to the limited protection provided by the car. Such car accidents usually happen when a driver fails to indicate or pay attention to oncoming traffic and winds up hitting the vehicles coming in front of them through an intersection.

Potential Injuries

People who suffer from such motor vehicle accidents often live with serious personal injuries for a longer period. The remedies to such problems take time and can be expensive. However, it depends upon the extent and type of injury you come across. Moreover, there are some possibilities that a crash victim can never recover fully. The following are the main injuries that our car accident attorneys come across while dealing with the Kentucky car crash.


Amputation is a serious personal injury in which an accident victim loses one of their main body parts like feet, hands, or legs. Sometimes a body part of an accident victim gets severely damaged, so much so that it is almost impossible to recover. Such damaged body parts can only be removed through surgery. In such cases, the victim must seek medical assistance constantly.

Broken Bones

Fractured bones are a major personal injury that often is caused by serious car accidents. In the case of a simple fracture, injury takes only a few weeks. However, recovery takes a very long time in the case of fractures in adult bones. The recovery of complex fractures often requires surgery. For instance, a broken sternum or ribs can tear and split, causing injuries to internal organs.


Besides, all automobile accidents can cause serious injuries. However, accident victims who come across third and fourth-degree burns can face severe pain and difficulty in recovery. Treatment can be long and costly. Such treatment involves many rounds of cosmetic and reparative surgery. Burns often occur when a car accident victim comes across flames, usually when a vehicle produces steam, fire, or scalding liquid. Such patients require special medical care and assistance for a longer period.

Internal Organ Trauma

When a car wreck hits the chest, abdomen, or other body parts in an automobile accident, such a blow can damage internal organs like the heart, liver, stomach, and kidneys. These accident injuries can be serious and can have long-lasting pain and suffering. The treatment of such injuries can only be completed through surgery. Internal organ damage can also cause internal bleeding leading to shock that can be fatal for the victim.

Psychological Injury

Besides physical injuries, people also undergo emotional injuries in severe car wrecks. During car accidents, those who witness death or serious injury or face any other catastrophic situation may undergo PTSD (Post Traumatic Stress Disorder). Most accident victims experience depression after getting a serious injury or losing loved ones.

Spinal Cord Injury

Another serious personal injury during a car crash is spinal cord injury. If the spinal cord of a person gets damaged in a car wreck, the accident victim can experience complete or partial paralysis. In such cases, victims often lose one of their legs or arms leading to a condition known as Paraplegia. This causes long-term emotional and financial hardship for the victim.

Traumatic Brain Injury

Brain Injuries can also occur in a car crash. The TBI injury is a very serious auto accident injury and may have a long-term devastating effect on the victim’s health. Such neurological injuries lead to cognitive and physical consequences along with debilitation.


Despite all the car accident injuries, Whiplash is a severe neck injury that is caused by rough vehicle collisions. When a car wreck causes violent jerks in movement, the person’s head can be violently pushed back and forth. Minor whiplash injuries can be healed in a few weeks, while severe injuries can result in serious discomfort and chronic pain.

How Are Medical Bills Paid in

Paying medical bills after car accidents is a real concern for victims as those medical bills can pile up quite fast. Kentucky is a no-fault state and it means that no matter who caused the accident, your personal car insurance has to pay for the medical treatment as well as the injuries.

In a few cases, you might be caught in an argument or dispute with an insurance company to get medical help as they try to make things more challenging sometimes. This is where our injury lawyers come in to get insurance coverage for you. Our car accident attorneys work with these companies every day to get compensation for our clients. We are able to identify the quickest solutions for paying your medical bills.

There are multiple sources you can use to pay for your medical care and a few of them are as follows:

Get Help From Health Insurance Companies

If you or your loved one has been injured in a Louisville, Lexington, or Mt. Sterling car accident then your private health insurance subscription might pay for your medical bills related to your auto accident. Consult efficient personal injury lawyers to help you in receiving the compensation you deserve.


Medicare coverage is valid for people with disabilities and for the age limit of 65 or more. So, if you have Medicare coverage, take help from your personal injury lawyer and pay your medical bills.

Medicaid health care

People with limited income mostly have Medicaid health insurance.  You can contact them and ask for an injury claim for your million-dollar medical bills.

Note: One of the most crucial things is to make sure that your health insurance provider has all the required information about your auto accident. Sometimes, doctors refuse to treat you as they think that auto injuries are not covered by Medicaid.

Your personal car insurance company

One of the quickest and easiest ways to get immediate medical help after a car crash is from your own car insurance company. With the help of our super lawyers, you can easily get your amount of compensation from your insurance company.

Out of all 50 states in the country, Kentucky has some of the most favorable car insurance laws for injured drivers.  Here in the Commonwealth, almost every car insurance policy contains a provision for million-dollar Personal Injury Protection benefits, or Basic Reparations Benefits to pay for your car accident injuries.  Essentially, your car insurance company is responsible to pay the first $10,000 of medical costs for you after an injury accident.

Interestingly, because Kentucky is a no-fault state, it doesn’t matter if you may have been completely or just partially at fault in the collision, your PIP insurance will still cover you!  Although this is an extremely important insurance providers to use after you are hurt in a wreck, it is important to timely and properly fills out a PIP application to receive your $10,000 in benefits and get the compensation you deserve as your earning capacity might worsen while you are recovering.

Importantly, the team at Maze Law Offices has experienced car accident attorneys ready to help Louisville car accident victims recover compensation for their physical and emotional injuries, pain and suffering, and lost wages. Contact our Mt. Sterling car accident lawyers any time day or night for a free consultation and case evaluation. They are available for a free consultation and guide you about the compensation for your injuries.

Importantly, anyone who has been injured in a motor vehicle accident should know that you are NOT taking the money out of the other driver’s own pocket.  It is the million-dollar insurance company that is paying for your medical bills and your injuries. If you have been hurt in a car, truck, or motorcycle wreck, it can be a serious burden lifted off yourself and your family if you qualify to receive compensation from insurance companies or the at-fault driver’s insurance company. In this way, our super lawyers will help you in recovering for out-of-pocket medical expenses, loss of wage costs, future medical costs, Personal injury Protection advantages, and more.

Furthermore, by filing a claim with the help of your car accident attorney, you also may send a much-needed message to a carless, negligent, or a reckless, driver who may have caused your injuries by texting and driving, drunk driving, or simply just not paying proper attention. Besides, they must pay every little compensation for your injuries.

Also, if you are injured in an accident, with the help of car accident attorneys you can make sure to get fair compensation for your losses. Whether it is a Personal Injury Protection benefit or any other advantage, you will not be charged a contingency fee. All the amount of compensation will be delivered to the victim as soon as possible.

What to Do Immediately After a Car Wreck

Even after taking all the precautions and doing everything to prevent an accident, they can still happen. Being injured in a car accident can be nerve-wracking but you need to be in your senses and keep control of the situation. We understand all the pain and suffering you have been through. We highly recommend you follow the below-mentioned steps to avoid severe damage:

  • Try to get to the safe area if you are on a road that is not crowded (In addition, turn on your hazard lights)
  • Pullover to the side of the road if you are not seriously injured and can move your car out of the way of incoming traffic
  • Call 911 if you or anyone around you has been injured in a car accident(the responding officer will decide if a police report needs to be filed or not.)
  • Get contact information from the other driver (but don’t try to get in a verbal or physical altercation with the driver at fault)
  • Take pictures or videos of your car, the license plate of the other driver, and injuries
  • Collect contact information from witnesses who can speak for you in court if needed
  • Contact your insurance provider as soon as possible and acquire about your insurance coverage (our Mt. Sterling car accident lawyers can help you with this)
  • Keep a record of important details (including medical records and a copy of your police report)
  • In case you are going to use the insurance of the other driver, don’t forget to note down the company name, address, and other important details
  • If you have an insurance card, make sure it is still active (you can take a picture of the insurance card and give it to our super lawyers and leave the rest to us)
  • Don’t ever negotiate with insurance companies by yourself (instead, contact the professional Mt. Sterling car accident lawyers who will fight for you and help you throughout the personal injury litigation process)

How Much Compensation Can Someone Receive in a Car Crash Claim?

If any of your loved ones has suffered from an auto accident, then you might be looking for a car accident attorney to reach out to the insurance companies. However, how much you will receive depends on many factors and some of these are as follows:

Pain and Suffering

The seriousness of your injury and treatment length is the main factor. Also, will there be any aspect of personal injury that is permanent, or will there be complete recovery? All the pain and suffering must be considered.

Medical Bills

If you have been injured in a car accident then all the past bills, as well as the future bills related to your car accident, will be compensated by your insurance company

Lost Wages

Along with your million-dollar medical expenses, your lost wages also count. Also, the future wages in case of ongoing disability. All of your medical bills and lost wages can be compensated by your insurance company. Furthermore, any lost income of the injury victims will also be compensated.

Emotional Distress

An auto accident might come with a huge amount of pain and it can be non-economic. It can’t be defined in numbers so we would highly recommend tackling this situation is by hiring an experienced car accident attorney to value the claim.

Insurance coverage

It is important to look at what insurance the at-fault driver has, as well as your own insurance. Sometimes, an insurance coverage claim can be worth millions. Take an action quickly, so that you may get your fair compensation as soon as possible.

How Can Our Legal Team Help?

While most people are fortunate enough to be able to walk away from an accident without physical harm, many people are left with temporary or permanent personal injuries that significantly impact their ability to live their lives normally.

If you have been injured in a Kentucky car accident, you owe it to your family to find out if filing against the other driver is an option. In this way, you can recover a majority or all of your medical bills, loss of wage costs, property damage, and more. Also, file a lawsuit to send a much-needed message to the driver who was not driving well, resulting in a car accident case. It is not OK to get behind the steering wheel when you are reckless or intoxicated.

In the case that you have been in an accident in Louisville, Lexington, Mt. Sterling, or somewhere in Eastern Kentucky, don’t hesitate to contact our car accident attorneys in the Lexington office for a free consultation for your queries. Our law firm will help you with all the processes as our team is compassionate, patient, and experienced in assisting victims in motor vehicle accidents.

The Maze Law Offices will guide you in figuring out the right pathway to handle the situation. We will assist you with all the rules and regulations to protect you and get your fair compensation. It is our mission to help accident victims. Contact us by filling out our case review form so that we start our proceedings. We take accident cases to assist you in every possible manner without charging any contingency fee.

These injuries come with significant financial stresses for victims and their families due to unexpected medical expenses, rehabilitation, lost income from work, property damage, and other financial hardships. It is important to understand that you are entitled to compensation for these injuries and your hardships, but sorting through these issues on your own can add even more unnecessary stress and hassle.

At Maze Law Offices, we understand that it is very difficult for you to reach out to us after an auto accident. We also understand it may not be possible for you to wait to receive a settlement or compensation that is owed to you. Our team has experienced car accident attorneys assisting clients with obtaining pre-settlement funding from various loan and insurance companies and advising on which particular options are most appropriate for your specific case. They also provide a free consultation to help you in making your final decision.

Our Mt. Sterling car accident lawyers have years of experience in navigating the complicated world of insurance claims. These insurance companies want to settle your claim as cheaply and quickly as possible. Accepting the initial offer in a settlement from an insurance company almost always means that you are accepting less money than you deserve. The insurance companies are not paying you extra money. They are returning you what you gave them.

Our team has an efficient car accident lawyer who will diligently fight for your rights. Generally, many accident cases settle, and the victim gets the money for the injuries that you are owed. Our Kentucky law firm understands that if a person is injured in a car accident, he is suffering from a lot of stress. Let our personal injury attorneys make sure that you are compensated fairly, while you focus on recovery. We would highly recommend you to discuss this with us before finalizing your decision.

Speak With a Car Accident Attorney in Mt. Sterling Today

One of the worst things we have to tell a client is, “I wish you had called me sooner.”  There is no charge and no obligation for calling our car accident lawyers. Our Mt. Sterling car accident lawyers will guide you in recovering your million-dollar medical bills.  If you have questions or would like to know how much your claim is worth, contact a personal injury attorney today.

Maze Law Offices N/a (859) 328-1908