After a motorcycle collision uproots your life, you may struggle to pay your bills, have to take time off work, or be forced to opt out of enjoyable family activities while you heal. Liability and insurance laws allow you to reclaim your agency and get the financial support you need and deserve. You may be entitled to receive reparation benefits under the applicable insurance policy or demand additional funds through a lawsuit, which you can file with assistance from an experienced personal injury attorney.
A Georgetown motorcycle accident lawyer at Maze Law Offices understands your frustrations and can help you develop an effective strategy to maximize your compensation. Getting money to cover your unexpected losses, such as missed pay, hospital bills, and vehicle repairs, can help you and your family rebuild your lives after the wreck. The best personal injury lawyer would help you submit the claims documents, communicate with the insurance company on your behalf, and file a lawsuit when necessary and possible.
Under Kentucky Revised Statutes Annotated § 304.39-110, a motorist may have to carry no-fault insurance that covers basic categories of loss such as property damage and physical injuries. The limits of the policy depend on different factors, such as the situation and type of vehicle, and it may have to cover one casualty’s physical injuries up to $25,000 in a single accident.
As Ky. Rev. Stat. Ann. § 304.39-040 explains, a policyholder must specifically opt-in for coverage for motorcycle crashes, or they may lose the chance to receive compensation under the no-fault insurance contract. When their policy covers the casualty, the motorcyclist may qualify for several different types of compensation from the collision, including:
Based on Ky. Rev. Stat. Ann. § 304.39-130, the law imposes restrictions on how much someone may qualify to receive for some forms of benefits, such as docked pay and loss of use of their vehicle. Under this regulation, a casualty may be ineligible to get more than $200 per week for this category of compensation.
Additionally, if the injured biker cannot use their motorcycle for a time due to repairs or having to replace it, Ky. Rev. Stat. Ann. § 304.39-115 may only allow them to recoup this type of expense if it is reasonable and necessary. A Georgetown lawyer could help the person injured in a motorcycle accident understand the types of compensation they can receive and how.
Having a lawyer assist with the complex claims and litigation process enables the injured party to devote attention to their physical and mental recovery while their legal team handles the rest. Under Ky. Rev. Stat. Ann. § 304.39-220, the insurance company may pay the injured person’s attorney’s fees, relieving them of another financial cost.
The best lawyer who is well-versed in Georgetown’s motorcycle accident laws would advocate for the injured person throughout the discussions with the insurance company. For example, they could help estimate the person’s medical bills and other accident-related costs by requesting receipts and hospital records and carefully reviewing the policy. They could also guide negotiations with the insurer to help ensure the final settlement adequately compensates the injured biker for their losses and conforms with the agreed-upon limits in the contract.
Finally, a seasoned attorney could take steps to help the injured party meet the filing deadlines under Ky. Rev. Stat. Ann. § 304.39-230 by submitting documents to the insurance provider or the court.
Going through a collision can place an immense burden on your life, causing you to sustain significant physical injuries and psychological trauma. While an attorney cannot undo the effects of the crash entirely, we could help you secure a settlement to help alleviate the financial strain of the incident.
Reach out to a Georgetown motorcycle accident lawyer at Maze Law Offices to schedule a free, no-obligation consultation. We do not charge clients a dime in legal fees to handle these types of cases.
