When you are injured on a friend or neighbor’s property, you might be wondering what your options are for financial compensation. Under Kentucky’s premises liability laws, you can pursue a claim against a homeowner’s insurance for your injuries and other losses related to the accident.

Owning property comes with certain rights and responsibilities, especially when guests are invited onto the premises. Private property owners are legally obligated to maintain their homes in a reasonably safe and secure condition to protect their guests and other potential visitors. Failure to notice or address a hazard can give rise to liability. If you suffered injuries on someone else’s land, you might have a valid personal injury claim. Discuss your case with a knowledgeable Winchester premises liability lawyer at Maze Law Offices.

What Are the Premises Liability Laws in Kentucky?

Under Kentucky state law, property owners must take reasonable steps to keep their premises safe for visitors, meaning that they owe a duty of care toward people who visit their property. However, property owners do not owe these same obligations to trespassers or those unlawfully on the land. When someone gets hurt due to a property owner’s failure to keep their property reasonably safe, the injured party could sue for damages under a theory of premises liability.

A successful claim against a property owner for negligence requires proof that:

  • The homeowner owed a legal duty to their guest
  • The homeowner did not take reasonable care to make the property safe
  • The guest suffered injuries and losses directly caused by the homeowner’s failure to keep the area free from dangerous conditions

In Kentucky, those seeking to file a claim against someone for injuries sustained on their property must file within one year of the accident resulting in their injury. For example, if someone is hurt while using their friend’s pool, they have only one year to file a claim with their insurer or risk losing the right to compensation. The best premises liability lawyer in Winchester would take proactive steps to ensure an injured party’s claim is filed within the legal timeframe.

Examples of Premises Liability Claims

A guest can be injured while visiting someone’s home or property in many different ways. Consequently, prudent homeowners should frequently inspect the premises for dangerous conditions that could potentially harm guests. Some common examples of situations that could result in a premises liability case include:

  • Dog bites
  • Inadequate lighting
  • Slip and fall accidents
  • Snow and ice accidents
  • Swimming pool accidents
  • Water-related accidents including flooding or slippery floors

Those injured in an accident at someone else’s home could recover compensation for various losses. Insurance companies will typically make a settlement offer with the injured person to compensate for their medical expenses, lost income, pain and suffering, and other related damages. It is beneficial to have an experienced Winchester premises liability attorney review the terms of the settlement offer before accepting to ensure adequate compensation.

A Premises Liability Lawyer in Winchester Can Help You Recover

The aftermath of a serious injury can be stressful, and the cost of medical care can add up quickly. When you are injured due to a homeowner’s negligence, you may be able to pursue a claim through their insurance. Obtaining fair compensation can be vital to your recovery, helping you cope with the cost of treatment and mitigate lost income and other related harm.

Hiring the right attorney can make all the difference in your case. When you hire a Winchester premises liability lawyer from Maze Law Offices to represent you, you benefit from our years of experience. We have helped countless individuals recover compensation for injuries sustained by hazardous conditions on another person’s property. Kentucky state law makes it clear that homeowners must keep their land free from hazards that could harm their guests. If you have questions about your rights after suffering an injury on private property, set up a free, no-obligation consultation with us today.

Maze Law Offices